As Benjamin Franklin once said, “By failing to prepare, you are preparing to fail.” This can apply to many scenarios in life including dealing with natural disasters such as hurricanes.
Are you ready for this?
For many Americans, the possibility of experiencing a hurricane is real. According to predictions from the National Oceanic and Atmospheric Administration (NOAA), Mother Earth is about to unleash an intense hurricane season like no other. Expect a longer season with major damage to homes due to higher Atlantic Ocean temperatures coupled with ongoing La Niña conditions.
Hurricane storm stats.
Major Hurricanes: 3–6
In 2021, the Atlantic hurricane season yielded more than $67 billion in total damages, ranking it as the most expensive hurricane period since 1980. Read that again. Hurricanes are responsible for bringing heavy rain, high winds, flooding from storm surges, and yes, even tornadoes.
With its prominent location sandwiched between the Gulf of Mexico and the Atlantic Ocean, it’s no wonder Florida has consistently been hit by more hurricanes over the years than any other state. Rounding out the top 5 include Texas, North Carolina, Louisiana, and South Carolina.
The Saffir-Simpson Hurricane Wind Scale rates hurricanes based on their sustained wind speed.
How long is the hurricane season in America?
According to the Occupational Safety and Health Administration of the US Department of Labor, the Atlantic hurricane season lasts from June to November, while peaking between August and October. The Easter Pacific hurricane season starts in mid-May and finishes in November.
How DomiDocs can help you navigate through a storm.
The keys to helping you weather any natural disaster are always going to be the same: knowledge and organization. It basically comes down to homeowner responsibility and doing your due diligence to protect both your family and your home before a disaster strikes. Use the secure, award-winning DomiDocs homeowner platform to:
- upload a detailed home inventory list itemizing your home’s contents including receipts, photos, and videos of your home’s current condition
- store and catalog your proprietary household paperwork using the Insurance Document Bundle feature where your insurance policies are listed to show the company, coverage, cost, and start- and end-date of each, displayed with a calendar timeline for quick reference when needed. Besides for your own use, you can share with your insurance agent at the touch of a button if need to file an insurance claim
work your way through our comprehensive DomiDocs New Homeowner Guide offering best use instructions to help prevent homeowner claims
The Problem with Insurance Companies
When you’re in the midst of dealing with a natural disaster, there’s no doubt you’ll also be dealing with your insurance company. DomiDocs CEO and Founder, William McKenna, advises to never accept your insurance company’s first settlement offer as chances are it’ll be a low-ball offer they’re just hoping you’ll take without question. Many attorneys agree that the initial offer by an insurance company should immediately be rejected. What should you do? Access your personal profile on the DomiDocs home management platform, and submit your documented receipts, photos, and videos to your insurance adjuster with just one click. Take the time to factor in missed wages, medical bills (current and future), vehicle repairs, and any other losses that occurred before accepting any settlement offers.
DomiDocs has your back! Whether it’s hurricane preparedness, How To File an Insurance Claim, or mental health tips in The DomiDocs Guide: What to Do After a Hurricane Hits, we’re here for every step of your homeowner journey.
DomiDocs HomeLock™ can provide you with an extra layer of protection by digitally locking your home against virtually all homeowner fraud, including title & deed theft. Why? Because property fraud is the fastest growing crime in America! Visit HomeLock™ today to watch our introduction video, and when you sign up, you’ll receive your comprehensive 7-year home history report and scan free of charge.
Author – Connie Motz