Fraud Protection i What is HomeLock Property Fraud Protection? HomeLock Property Fraud Protection is a preventive and monitoring service designed to detect, deter, and respond to unauthorized or fraudulent activity involving real estate ownership, especially attempts to illegally transfer title or encumber a property. Core definition: Property fraud protection refers to a set of tools and services that:

• Continuously monitor public records, title activity, and identity signals
• Detect suspicious actions, including forged deeds, fake liens, and identity misuse
• Alert the property owner in real time or near real time
• Assist in response and remediation if fraud is attempted or occurs

Common threats include:

• Deed fraud / title theft, including fraudulent transfer of ownership
• Forged liens or mortgages
• Impersonation of the property owner
• Unauthorized filings with county recorders
• Equity theft schemes targeting mortgage-free properties

Key characteristics:

• Proactive vs. reactive: Designed to identify and intervene before or during fraud, not just after
• Subscription-based: Typically a monthly or annual service
• Monitoring + response: Combines detection with guidance or recovery assistance
• Technology-driven: Uses data feeds, identity monitoring, and anomaly detection

Property fraud protection is meant to catch suspicious activity early, before ownership or equity damage becomes harder to unwind.