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Made, Stored and
Supported in the USA

Credit History

Credit history is a record of how a person has managed his or her credit in the past, including total debt load, number of credit lines, and timeliness of payment. Lenders look at a potential customer’s credit history to decide whether or not to offer a new line of credit, and to help set the terms of the loan. Employers and landlords may use credit histories to evaluate job candidates or potential renters.