I have been a big proponent of insurance over the years. Fortunately, for a small cost, I've been able to protect everything that I've worked so hard to get. When I heard about title fraud, I realized that the one thing that I worked the hardest for, could be at risk. The insurance company that carries my homeowner's policy does not offer this kind of protection. Thankfully, HomeLock does, and at a fair price. I also received a follow-up phone call after establishing my account. Talking to a real person these days, has an added value in itself. They also provide a place to maintain a thorough record of the property as part of their package.