Property Fraud Protection
Property fraud is one of the fastest-growing crimes! Protect your home before it becomes the next target with advanced technology that stops fraud before, during, or right after it happens.
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Built By Homeowners for Homeowners!
Property Fraud Protection Backed By AI
Since 2016 HomeLock stops title and deed fraud, equity theft, fraudulent filings, unauthorized sale or rental activity, and other homeowner threats before they become costly problems. Our AI search engine scans your property address and parcel number every single day.
Broader Protection & Coverage
Track title changes, liens, sale listings, rental listings, parcel-level activity, and internet address signals tied to your property.
AI Threat Analysis
Use real-time analysis and a 1 to 4 threat severity index to understand what changed, how serious it is, and when to act.
Immediate Alert Options
Receive bell, email, text, and call notifications when suspicious activity or ownership-related risk is detected.
Home Title Protection Powered by AI
Since 2016 HomeLock STOPS title and deed fraud, equity theft, mortgage theft, fraudulent sales, rental theft, and other homeowner threats before they become costly problems. Our AI search engine scans for your property address and parcel number every single day. If our system detects fraud, we will email, text, and call you to immediately stop it!
Protection & Coverage
Track title changes, liens, sale listings, rental listings, parcel activity, and internet address signals tied to your property.
AI Threat Analysis
Use real-time analysis and a 1 to 4 threat severity index to understand what changed, how serious it is, and when to act.
Immediate Alert Options
Receive platform alert, email, text, and call notifications when fraudulent activity is detected.
New! Get 5-35% OFF your homeowner's insurance with your HomeLock property fraud protection license.
Home Title Protection Starts With Detecting Property Fraud's Quiet Warning Signs
Most homeowners are not actively watching the public records, listing sites, rental marketplaces, and filing activity connected to their property. That creates a dangerous gap: suspicious activity can surface online or in public systems long before the owner notices it. By the time fraud is discovered, the damage may already involve legal complications, financial loss, or months of cleanup.
$55 Trillion
U.S. homes represent an enormous concentration of value, making residential property an attractive target for fraud.
200+ Data Points
Suspicious activity can appear across many different signals, making manual/self-monitoring unrealistic for most homeowners.
$36 Trillion
U.S. homeowner equity reflects how much financial exposure exists when property activity goes unchecked.
Where the Risk Shows Up
Ownership-related record changes may happen without the homeowner seeing them right away.
Unexpected filings or claims can create serious legal and financial complications.
A property may be falsely marketed or exposed online without the owner’s approval.
Fraudulent rental listings can exploit a property and mislead prospective tenants.
Small changes tied to the property itself can be easy to miss, but may signal larger issues.
Property fraud is not always obvious at the start. It can begin with small changes across disconnected systems — a filing, a listing, a posting, or an address-related signal that seems minor on its own.
When those signals are missed, homeowners may not discover the issue until the problem has escalated into a costly dispute, claim, or recovery process.
Which Homeowners Are Most Exposed to Property Fraud Risk?
Certain ownership situations can create more opportunity for home title fraud, deed fraud, equity theft, rental listing scams, and unnoticed filing activity. Properties with high equity, remote ownership, limited oversight, or more complex ownership structures may face greater property fraud risk and may benefit from stronger property fraud protection.
Reduced visibility increases exposure.
When a property is not actively watched, suspicious activity may be easier to miss until the issue becomes more serious and harder to resolve.
Properties That Are At Risk:
High-equity homes with no mortgage
Properties with substantial equity may be more attractive in home equity theft and deed fraud scenarios.
Non-owner occupied and absentee-owned homes
Homes that are not closely monitored in person can be more vulnerable to unnoticed property-related activity.
Vacation homes and second residences
Seasonal or infrequently visited properties may face a higher chance of delayed detection when suspicious filings appear.
Rental and investment properties
Income-producing properties may face added exposure to rental fraud, occupancy misuse, and ownership-related scams.
Homes with foreclosure or filing pressure
Periods of financial stress or legal filing activity can create more complexity and more room for fraud to go unnoticed.
Homeowners Who Are At Risk
Senior homeowners
Older homeowners may benefit from clearer visibility into title, deed, and ownership-related changes connected to their property.
First-time homeowners
New homeowners may be less familiar with public record activity, home title protection Home title protection helps homeowners monitor title, deed, and public record activity for signs of property fraud or unauthorized changes. , and the early warning signs of fraud.
Deployed military and remote owners
Owners away from their property for long periods may have reduced visibility into suspicious property-related changes.
International homeowners
Distance, time zone differences, and limited day-to-day oversight can make early fraud detection more difficult.
Multiple-owner properties
Homes with several owners or ownership changes may involve more complexity, which can increase the need for ongoing protection.
Property fraud can begin quietly, long before the homeowner knows anything is wrong.
Start your Home History Scan to uncover past activity, identify title-related risk, and get proactive protection designed to help surface suspicious changes earlier.
Most Homeowners Find Out Too Late
Deed fraud, title theft, fake rental listings, and mortgage-related fraud are already showing up in the data.
Palm Beach County cases rose from 4 in 2023 to 184 in 2025, a reported 4,500% surge.
View sourceThe FBI logged 9,359 real estate complaints and $173.6 million in reported losses in 2024.
View sourceReal estate fraud is producing eight-figure losses at national scale.
View sourceVictims age 60+ reported $4.9 billion in losses in 2024.
View sourceCommon fraud entry points
See Why Customers Trust HomeLock
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Property fraud can begin quietly — long before the homeowner knows anything is wrong.
Start your Home History Scan to uncover past activity, identify title-related risk, and get proactive protection designed to help surface suspicious changes earlier.
Questions Homeowners Ask Before They Start
Get fast answers about the free property scan, monitoring, alerts, plan options, and what happens when suspicious activity is found.
Know what HomeLock checks and how alerts work.
This abbreviated FAQ is built for the HomeLock page. It answers the questions most likely to stop a homeowner from entering an address or activating protection.
- No upfront payment required to start
- Address and parcel-based property monitoring
- Email, text, platform, and call alert options
What does the free HomeLock property scan check?
The scan helps review property-related signals tied to your address and parcel, including title and deed activity, lien and filing activity, sale or rental listing signals, parcel records, and other address-based risk indicators.
Do I need a credit card to start?
No. You can start with the free property scan without upfront payment. After reviewing the scan path, you can choose whether to activate ongoing HomeLock monitoring.
What does HomeLock monitor after activation?
HomeLock actively monitors parcel number and property address after activation, looking for fraud signals like sale/rental listing activity and county-record activity, including vacant-land scenarios.
How will I be alerted if something suspicious appears?
HomeLock can notify you through the DomiDocs platform, email, text, and call options when suspicious activity or ownership-related risk is detected.
What should I do if I receive a fraud alert?
Review the alert details first. If you do not recognize the activity or are unsure what it means, contact HomeLock support so the team can help you understand the next step and review the suspicious property activity.
How is HomeLock different from credit monitoring or title insurance?
Credit monitoring focuses on personal credit activity. Traditional title insurance usually protects against covered title defects from the past. HomeLock is property specific and focuses on ongoing visibility into suspicious title, deed, lien, listing, parcel, and address-based signals.
Which HomeLock plan should I choose?
Start with the free property scan first. From there, homeowners can choose flexible monthly, annual, or longer-term protection depending on how long they want monitoring and how much they want to save over time.
See the complete HomeLock FAQ.
The full FAQ covers plan details, monitoring and alerts, service benefits, data privacy, billing, customer support, troubleshooting, and concierge services.