Property Fraud Protection
Property fraud is one of the fastest-growing crimes! Protect your home before it becomes the next target with advanced technology that stops fraud before, during, or right after it happens.
Free and Instant Access: No Credit Card Required!
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Built By Homeowners for Homeowners!
Property Fraud Protection Backed By AI
Since 2016 HomeLock stops title and deed fraud, equity theft, fraudulent filings, unauthorized sale or rental activity, and other homeowner threats before they become costly problems. Our AI search engine scans your property address and parcel number every single day.
Broader Protection & Coverage
Track title changes, liens, sale listings, rental listings, parcel-level activity, and internet address signals tied to your property.
AI Threat Analysis
Use real-time analysis and a 1 to 4 threat severity index to understand what changed, how serious it is, and when to act.
Immediate Alert Options
Receive bell, email, text, and call notifications when suspicious activity or ownership-related risk is detected.
Proactive Property Fraud Protection
We Scan Detect Alert Stop the Fraud Before It Happens.
We Scan
Title, deed, liens, listings, rental activity and property records.
AI Detects
Our AI detects suspicious activity, including equity theft, and ranks the risk.
You Get Alerts
Email, text and phone alerts when something looks suspicious.
Stop the Fraud
Our U.S.-based fraud protection team helps you respond when you need it.
HomeLock's Alerting Methodology
HomeLock evaluates detected property activity and assigns a severity level based on the likelihood of fraud, potential impact, and urgency of the required response.
Understand every alert at a glance
Each severity level explains the potential risk, recommended response, and how HomeLock will contact you.
Minimum-Level Threat
Minor activity. Review when convenient.
Minimum-Level Threat
What this means
This level indicates a minor issue that could potentially affect your property but is not immediately harmful. It includes minor events such as a note or mortgage term being slightly altered, a tenant overstaying a lease, or an expired permit.
Recommended action
Review the alert to understand the situation. When the activity is known and legitimate, you can dismiss the alert through your HomeLock profile.
How you will be notified
Homeowner Platform
Low-Level Threat
Low-risk activity. Verify the change.
Low-Level Threat
What this means
This level signifies a low-risk event that may warrant attention. Examples include your property appearing on rental websites or a change to the owner's address recorded by the county.
Recommended action
Check the alert details through your email and HomeLock profile. Verify that the activity is accurate and take necessary action when it is unexpected. Known and legitimate activity can be dismissed.
How you will be notified
Homeowner Platform and Email
Medium Likely Threat
Likely threat. Act immediately.
Medium Likely Threat
What this means
This level points to a moderate threat with a higher likelihood of affecting your property. Examples include your property being listed for sale without your knowledge, changes to title insurance, address changes, pre-foreclosure notices, or zoning and taxation changes.
Recommended action
Immediate attention is required. Review the alert and contact the HomeLock Fraud Prevention Team with questions or concerns. When the activity is known and legitimate, you can dismiss the alert.
How you will be notified
Homeowner Platform, Email, and Text
High-Level Likely Threat
High-risk threat. Respond urgently.
High-Level Likely Threat
What this means
This level represents a significant threat that could severely affect your property. Examples include being unable to obtain a first mortgage or HELOC, liens being placed on the property, actions that prohibit the sale of the property, and changes to the title.
Recommended action
An urgent response is needed. Review the alert immediately and contact the HomeLock Fraud Prevention Team with questions or concerns. When the activity is known and legitimate, you can dismiss the alert.
How you will be notified
Homeowner Platform, Email, Text, and Phone
We are the ONLY company protecting you against more than title theft.
Criminals do not attack homeowners in only one way. HomeLock watches the title, deed, lien, rental, sale, address, and database signals that can expose a property owner to fraud.
Most services watch one piece of the problem.
HomeLock is built to monitor the wider fraud surface around your property, then alert you when something suspicious appears.
- Daily address and parcel monitoring
- AI threat severity analysis
- Email, text, and call alerts
Property Theft
Title theft, deed fraud, and property-related forgeries.
Equity Theft
Fraudulent loans, lines of credit, and equity-related activity.
Rental Theft
Unknown rental listings and revenue theft signals tied to your address.
Clouded Title
Fraudulent claims, ownership conflicts, and title encumbrances.
Lien Filings
More than 80 different types of property liens.
Missed Payments
Mortgage, taxes, lease, POA, and HOA payment issues.
Data Errors Can Become Expensive Problems
HomeLock helps watch for county, state, federal, and corporate database issues connected to your property.
Which Homeowners Are Most Exposed to Property Fraud Risk?
Certain ownership situations can create more opportunity for home title fraud, deed fraud, equity theft, rental listing scams, and unnoticed filing activity. Properties with high equity, remote ownership, limited oversight, or more complex ownership structures may face greater property fraud risk and may benefit from stronger property fraud protection.
Properties That Are At Risk:
High-equity homes with no mortgage
Properties with substantial equity may be more attractive in home equity theft and deed fraud scenarios.
Non-owner occupied and absentee-owned homes
Homes that are not closely monitored in person can be more vulnerable to unnoticed property-related activity.
Vacation homes and second residences
Seasonal or infrequently visited properties may face a higher chance of delayed detection when suspicious filings appear.
Rental and investment properties
Income-producing properties may face added exposure to rental fraud, occupancy misuse, and ownership-related scams.
Homes with foreclosure or filing pressure
Periods of financial stress or legal filing activity can create more complexity and more room for fraud to go unnoticed.
Homeowners Who Are At Risk
Senior homeowners
Older homeowners may benefit from clearer visibility into title, deed, and ownership-related changes connected to their property.
First-time homeowners
New homeowners may be less familiar with public record activity, home title protection Home title protection helps homeowners monitor title, deed, and public record activity for signs of property fraud or unauthorized changes. , and the early warning signs of fraud.
Deployed military and remote owners
Owners away from their property for long periods may have reduced visibility into suspicious property-related changes.
International homeowners
Distance, time zone differences, and limited day-to-day oversight can make early fraud detection more difficult.
Multiple-owner properties
Homes with several owners or ownership changes may involve more complexity, which can increase the need for ongoing protection.
Property fraud can begin quietly, long before the homeowner knows anything is wrong.
Start your Home History Scan to uncover past activity, identify title-related risk, and get proactive protection designed to help surface suspicious changes earlier.
Home Title Protection Starts With Detecting Property Fraud's Quiet Warning Signs
Most homeowners are not actively watching the public records, listing sites, rental marketplaces, and filing activity connected to their property. That creates a dangerous gap: suspicious activity can surface online or in public systems long before the owner notices it. By the time fraud is discovered, the damage may already involve legal complications, financial loss, or months of cleanup.
$55 Trillion
U.S. homes represent an enormous concentration of value, making residential property an attractive target for fraud.
200+ Data Points
Suspicious activity can appear across many different signals, making manual/self-monitoring unrealistic for most homeowners.
$36 Trillion
U.S. homeowner equity reflects how much financial exposure exists when property activity goes unchecked.
Where the Risk Shows Up
Ownership-related record changes may happen without the homeowner seeing them right away.
Unexpected filings or claims can create serious legal and financial complications.
A property may be falsely marketed or exposed online without the owner’s approval.
Fraudulent rental listings can exploit a property and mislead prospective tenants.
Small changes tied to the property itself can be easy to miss, but may signal larger issues.
Property fraud is not always obvious at the start. It can begin with small changes across disconnected systems — a filing, a listing, a posting, or an address-related signal that seems minor on its own.
When those signals are missed, homeowners may not discover the issue until the problem has escalated into a costly dispute, claim, or recovery process.
Most Homeowners Find Out Too Late
Deed fraud, title theft, fake rental listings, and mortgage-related fraud are already showing up in the data.
Palm Beach County cases rose from 4 in 2023 to 184 in 2025, a reported 4,500% surge.
View sourceThe FBI logged 9,359 real estate complaints and $173.6 million in reported losses in 2024.
View sourceReal estate fraud is producing eight-figure losses at national scale.
View sourceVictims age 60+ reported $4.9 billion in losses in 2024.
View sourceCommon fraud entry points
We are the ONLY company protecting you against:
Property Theft Title, Deed Fraud & Forgeries
Equity Theft Fraudulent Loans & Lines of Credit
Rental Theft Unknown Rental & Revenue Theft
Clouded Title Fraudulent Claims & Encumbrances
Lien Filings 80+ Different Types of Property Liens
Missed Payments Mortgage, Taxes, Lease, POA/HOA
Immediate detection and action is the best homeowner defense!
See Why Customers Trust HomeLock
Browse real customer reviews and click any card to view the original source.
Property fraud can begin quietly — long before the homeowner knows anything is wrong.
Start your Home History Scan to uncover past activity, identify title-related risk, and get proactive protection designed to help surface suspicious changes earlier.
Questions Homeowners Ask Before They Start
Get fast answers about the free property scan, monitoring, alerts, plan options, and what happens when suspicious activity is found.
Know what HomeLock checks and how alerts work.
This abbreviated FAQ is built for the HomeLock page. It answers the questions most likely to stop a homeowner from entering an address or activating protection.
- No upfront payment required to start
- Address and parcel-based property monitoring
- Email, text, platform, and call alert options
What does the free HomeLock property scan check?
The scan helps review property-related signals tied to your address and parcel, including title and deed activity, lien and filing activity, sale or rental listing signals, parcel records, and other address-based risk indicators.
Do I need a credit card to start?
No. You can start with the free property scan without upfront payment. After reviewing the scan path, you can choose whether to activate ongoing HomeLock monitoring.
What does HomeLock monitor after activation?
HomeLock actively monitors parcel number and property address after activation, looking for fraud signals like sale/rental listing activity and county-record activity, including vacant-land scenarios.
How will I be alerted if something suspicious appears?
HomeLock can notify you through the DomiDocs platform, email, text, and call options when suspicious activity or ownership-related risk is detected.
What should I do if I receive a fraud alert?
Review the alert details first. If you do not recognize the activity or are unsure what it means, contact HomeLock support so the team can help you understand the next step and review the suspicious property activity.
How is HomeLock different from credit monitoring or title insurance?
Credit monitoring focuses on personal credit activity. Traditional title insurance usually protects against covered title defects from the past. HomeLock is property specific and focuses on ongoing visibility into suspicious title, deed, lien, listing, parcel, and address-based signals.
Which HomeLock plan should I choose?
Start with the free property scan first. From there, homeowners can choose flexible monthly, annual, or longer-term protection depending on how long they want monitoring and how much they want to save over time.
See the complete HomeLock FAQ.
The full FAQ covers plan details, monitoring and alerts, service benefits, data privacy, billing, customer support, troubleshooting, and concierge services.