Days on the MarketDays on the Market is a real estate metric that measures the number of days a property is listed for sale before it goes under(...)
Debit BureauA Debit Bureau is a centralized system used to collect, organize, and report information related to unpaid financial obligations that(...)
Debt ConsolidationDebt Consolidation is a financial strategy that combines multiple existing obligations into a single repayment structure. Within(...)
Debt to Available Credit RatioThe Debt to Available Credit Ratio is a credit utilization measure that compares the amount of revolving credit currently in use to(...)
Debt to Equity RatioThe Debt to Equity Ratio is a financial metric that compares the amount of borrowed obligations to the amount of ownership value held(...)
Debt to Income RatioThe Debt to Income Ratio is a financial measure used by lenders to evaluate how much of a borrower’s gross monthly income is allocated(...)
Declarations PageA Declarations Page is an insurance summary document that connects residential property ownership with active coverage. In real estate(...)
DeductibleA Deductible is a core concept in residential property ownership because it defines the portion of a covered loss that a homeowner(...)
DeedA Deed is a formal written instrument used to convey ownership of real property from one party to another. In residential real estate,(...)
Deed FraudDeed fraud is a form of real estate fraud in which a criminal unlawfully transfers ownership of a property by forging, falsifying, or(...)
Deed in Lieu of ForeclosureA Deed in Lieu of Foreclosure is a real estate transaction in which a property owner voluntarily transfers ownership of a residential(...)
Deed of TrustA Deed of Trust is a legal instrument used in real estate financing to secure a loan with real property, similar in purpose to a(...)
Deed TheftDeed theft is a form of real estate fraud in which a criminal unlawfully transfers ownership of a property by stealing, forging, or(...)
DefermentDeferment refers to a temporary pause in required payments tied to a residential property obligation, most commonly a mortgage loan.(...)
Delinquent MortgageA Delinquent Mortgage occurs when a borrower fails to make one or more required loan payments by the due date specified in the loan(...)
DenA Den is a flexible room within a home that is typically used as a secondary living space rather than a formal bedroom or primary(...)
DepreciationDepreciation is a real estate concept that describes the reduction in value of residential property over time due to age, wear, use,(...)
Designated AgencyDesignated Agency is a real estate representation arrangement in which a brokerage assigns different agents to represent the buyer and(...)
Digital Go-BagDigital Go-Bag is a centralized collection of essential residential property records and personal documents stored in a secure(...)
Digital Home InventoryDigital Home Inventory is an electronic record of the contents, features, and interior characteristics of a residential property that(...)
Disaster DocumentationDisaster Documentation is the practice of creating and maintaining organized records that describe a residential property, its(...)
Disaster LossDisaster Loss refers to damage or destruction affecting residential property as a result of a sudden, damaging event that disrupts(...)
Disaster Recovery DocumentationDisaster Recovery Documentation refers to the organized records used after a damaging event to support restoration, repair, and(...)
Disclosed Dual AgencyDisclosed Dual Agency is a real estate representation arrangement in which a single real estatebroker or agent represents both the(...)
Discount PointA Discount Point is a fee paid by a borrower at closing to reduce the interest rate on a residential mortgage. In real estate, a(...)
Distressed PropertyA Distressed Property is a residential real estate asset that is experiencing financial, legal, or physical difficulty that affects(...)
Documenting for Disaster®Documenting for Disaster® is a property documentation approach focused on recording and organizing information about residential(...)
Dome RoofA Dome Roof is a curved roof structure that forms a rounded or semi spherical shape over a residential building or portion of a(...)
Double OvenA Double Oven is a kitchen appliance configuration that includes two separate oven compartments within a single unit or installed as a(...)
Double WideA Double Wide is a type of manufactured residential housing composed of two separate sections that are joined together on site to form(...)
Down DraftDown Draft is a condition in which air, smoke, or exhaust gases flow in an unintended downward direction within a residential(...)
Down PaymentA Down Payment is an initial amount of money a buyer pays upfront when purchasing a home, representing the portion of the purchase(...)
Drain FieldA Drain Field is a designated area of land used to disperse and treat wastewater that exits a residential septic system. In real(...)
DrawA Draw is a scheduled release of funds from a loan or financing arrangement, typically provided in stages rather than as a single lump(...)
Dry DockDry Dock is a specialized waterfront structure or facility designed to allow boats or marine vessels to be removed from the water for(...)
Dual AgencyDual Agency is a real estate representation arrangement in which a single real estatebroker or agent represents both the buyer and(...)
Duct MasticDuct Mastic is a sealant specifically formulated to seal joints, seams, and connections in residential air distribution systems. In(...)
Due-on-Sale ClauseA Due-on-Sale Clause is a contractual provision in a residential mortgage that allows the lender to require full repayment of the loan(...)
Duplex StyleA Duplex Style is a residential property design that contains two separate living units within a single structure. These units may be(...)
