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Made, Stored and
Supported in the USA

Credit Rating

A credit rating is a measurement of a person or business entity’s ability to repay a financial obligation based on income and past repayment histories. Usually expressed as a credit score, banks and lenders use a credit rating as one of the factors to determine whether to lend money. Individuals receive credit ratings from one of the three major credit reporting agencies in the U.S.: TransUnion, Experian and Equifax.