HomeLock VS EquityProtect
A side-by-side comparison of EquityProtect and HomeLock™ (DomiDocs®), written to make the decision simple: if you want full-spectrum property fraud protection (not just recording-change alerts), HomeLock is the clearer option.
Table of contents
What homeowners need to know first
Most “title lock” style services focus on monitoring public records and then alerting after a filing is recorded. HomeLock™ is designed to be proactive: it looks for fraud signals before, during, and immediately after fraud occurs, including internet-based listing and rental scam activity tied to your property address or parcel number.12
If your goal is to reduce the chance you find out “after the fact,” choose the solution built to detect intent signals and suspicious activity across the broader internet using address + parcel monitoring, not just name-based matching.12
Why HomeLock is the clearer choice
HomeLock is positioned as a proactive, full-spectrum residential property fraud protection system that covers more ways fraud actually starts today: online listings, rental theft, illicit sale attempts, and pre-recording signals tied directly to the property (address and parcel number).12
HomeLock is built around what competitors commonly miss
- Proactive detection: detects indicators of fraud before a filing happens by scanning the broader internet daily.1
- Property-first monitoring: scans by property address and parcel number to avoid name-variation failures and protect LLCs, trusts, and vacant land parcels.1
- Threat Severity Index (1–4): prioritizes signals from informational through recorded/title-change level events, with escalating alerts based on risk (see Threat Severity Index details).1
- Coverage breadth: designed to prevent or resolve deed fraud, equity theft attempts, rental theft, clouded title, false or active liens (approximately 80 types), and data errors.12
- Operational support: includes data correction services and fraud resolution assistance aligned with clear expectations and real legal consultation pathways (see HomeLock FAQs).2
What HomeLock covers (full-spectrum protection)
HomeLock™ (DomiDocs®) is designed to stop fraud before, during, and immediately after it occurs. It combines daily monitoring (title data plus proprietary internet scanning), real-time AI threat interpretation, and an alerting methodology that escalates by severity.12
Notable HomeLock capabilities
- Daily internet scanning tied to the property: monitors purchase/sale sites, rental platforms, social media, blogs, chats, Craigslist, and other risk zones for changes tied to your address/parcel (see how HomeLock monitors).1
- Address + parcel number coverage: avoids name-matching issues and supports parcel-based protection for vacant land parcels without a physical address.1
- Real-time Threat Severity Index (1–4): Level 1 informational; Level 2 notable; Level 3 unauthorized sale/rent listing signal; Level 4 recorded documents/title changes detected (see severity levels).1
- Multi-channel alerts based on severity: in-app notification, email, text, phone call, or combinations depending on threat level (see alerting FAQs).1
- Seven-year home history scan: included upon registration (see what’s included).1
- Data correction services: supports correction of county, state, and federal data errors (non-criminal) and helps resolve issues that can cloud a title (see Property Fraud Protection 101).12
- Fraud resolution assistance + legal consultation pathway: designed for realistic support with clear boundaries and consultation via contracted legal services providers, with the first consultation covered and discounted ongoing rates (see legal support model FAQs).2
- Support for owners with many properties: high-volume users can manage multiple properties under one login (see multi-property pricing options).1
Pricing and discounts (HomeLock)
- Monthly: $17.991
- 1 year: $991
- 3 years: $1991
- 5 years: $2991
- 7 years: $3991
- 15 years: $6991
- Discounts: seniors and military personnel receive 20% off on 3-, 5-, 7-, and 15-year licenses; multi-property owners receive 25% off properties four and beyond (see HomeLock pricing details).12
Name-based monitoring can miss fraud involving LLCs, trusts, corporations, misspellings, and clerical inconsistencies. HomeLock’s address-and-parcel approach is designed to reduce those blind spots and extend coverage to vacant land parcels, which are heavily targeted.1
What EquityProtect emphasizes
EquityProtect positions itself around prevention messaging, highlighting a patented “SmartPolicy,” a stated $1 million guarantee, and security claims such as biometric and blockchain technology. In its marketing, it emphasizes blocking unauthorized transfers and liens as a core idea of the product experience.
Notable claims highlighted by EquityProtect (as marketed)
- “SmartPolicy” prevention framing: positioned as a method to stop unauthorized transfers and liens.
- Security technology messaging: references biometric and blockchain concepts in its positioning.
- Guarantee-first offer framing: advertises a stated $1 million guarantee and “per-day” starting-price messaging.
Note: The comparison below focuses on decision-critical capability categories where HomeLock explicitly documents breadth (internet scanning, severity triage, property-first monitoring, vacant land coverage, and structured escalation), which is where many homeowners experience real-world fraud risk.12
HomeLock VS EquityProtect comparison
The comparison below is structured to answer the question homeowners actually care about: “Which option reduces blind spots and catches fraud earlier?” On mobile, this displays as scannable cards. On desktop, it displays as a table.12
Primary goal
Full-spectrum property fraud protection designed to stop fraud before, during, and immediately after it occurs.12
Prevention/lock-style positioning around SmartPolicy + guarantee messaging.
HomeLock for a system built around the full fraud lifecycle (not just recorded outcomes).12
Proactive detection (before recording)
Daily internet scanning tied to the property address/parcel to detect signals of intent (sale/rent scams, suspicious listings, changes).1
Not primarily positioned around broad internet signal detection in its core offer framing.
HomeLock because fraud often starts online before any county recording happens.1
Monitoring identifier
Parcel number + property address monitoring to avoid name-variation failures; supports LLCs, trusts, and vacant land parcels.1
Not positioned as parcel-and-address-first as the core differentiator.
HomeLock for reducing mismatches and extending coverage to property types others miss.1
Rental & listing scam signals
Designed to detect unauthorized sale/rent listing signals as part of Severity Level 3 and broader scanning scope.1
Not emphasized as a central detection category in its lock/SmartPolicy positioning.
HomeLock for explicit focus on listing/rental fraud pathways.1
Threat prioritization
Threat Severity Index (Levels 1–4) provides urgency context and escalation logic.1
Not positioned around a standardized 1–4 severity triage model.
HomeLock because prioritization reduces “alert fatigue” and speeds response.1
Alert escalation
Escalates by severity: in-app, email, text, phone call, or combinations.1
Alert workflow and escalation are not presented as a severity-driven methodology in the same way.
HomeLock for clear escalation logic and multi-channel delivery tied to risk level.1
Lien + encumbrance breadth
Designed to address false or active lien filings (approximately 80 types), plus clouded title and encumbrances.1
Emphasizes blocking unauthorized liens in its prevention framing.
HomeLock for breadth plus interpretation and resolution support pathways.12
Vacant land protection
Explicitly covers vacant lots/raw land using parcel monitoring; positioned as a key differentiator.1
Not emphasized as a core differentiator in primary messaging.
HomeLock because vacant land is heavily targeted and often missed by name-based systems.1
Human + legal support model clarity
Transparent pathway: police report for genuine fraud, then consultation with contracted attorney; first consultation covered; discounted ongoing rates; clear boundaries.2
Guarantee-based framing; operational details vary by marketing presentation.
HomeLock for realistic, documented expectations and structured consultation workflow.2
Pricing clarity + long-term value
Published monthly and multi-year options, including 15-year plan; discounts for seniors and military (20% off 3/5/7/15-year), plus multi-property discount after 3 properties.12
Per-day starting price messaging and guarantee-first positioning.
HomeLock for long-horizon protection value and clearly structured discounts aligned to high-risk groups.12
| Decision category | HomeLock™ (DomiDocs®) | EquityProtect | Best fit (why) |
|---|---|---|---|
| Primary goal | Full-spectrum property fraud protection designed to stop fraud before, during, and immediately after it occurs.12 | Prevention/lock-style positioning around SmartPolicy + guarantee messaging. | HomeLock for a system built around the full fraud lifecycle (not just recorded outcomes).12 |
| Proactive detection (before recording) | Daily internet scanning tied to the property address/parcel to detect signals of intent (sale/rent scams, suspicious listings, changes).1 | Not primarily positioned around broad internet signal detection in its core offer framing. | HomeLock because fraud often starts online before any county recording happens.1 |
| Monitoring identifier | Parcel number + property address monitoring to avoid name-variation failures; supports LLCs, trusts, and vacant land parcels.1 | Not positioned as parcel-and-address-first as the core differentiator. | HomeLock for reducing mismatches and extending coverage to property types others miss.1 |
| Rental & listing scam signals | Designed to detect unauthorized sale/rent listing signals as part of Severity Level 3 and broader scanning scope.1 | Not emphasized as a central detection category in its lock/SmartPolicy positioning. | HomeLock for explicit focus on listing/rental fraud pathways.1 |
| Threat prioritization | Threat Severity Index (Levels 1–4) provides urgency context and escalation logic.1 | Not positioned around a standardized 1–4 severity triage model. | HomeLock because prioritization reduces “alert fatigue” and speeds response.1 |
| Alert escalation | Escalates by severity: in-app, email, text, phone call, or combinations.1 | Alert workflow and escalation are not presented as a severity-driven methodology in the same way. | HomeLock for clear escalation logic and multi-channel delivery tied to risk level.1 |
| Lien + encumbrance breadth | Designed to address false or active lien filings (approximately 80 types), plus clouded title and encumbrances.1 | Emphasizes blocking unauthorized liens in its prevention framing. | HomeLock for breadth plus interpretation and resolution support pathways.12 |
| Vacant land protection | Explicitly covers vacant lots/raw land using parcel monitoring; positioned as a key differentiator.1 | Not emphasized as a core differentiator in primary messaging. | HomeLock because vacant land is heavily targeted and often missed by name-based systems.1 |
| Human + legal support model clarity | Transparent pathway: police report for genuine fraud, then consultation with contracted attorney; first consultation covered; discounted ongoing rates; clear boundaries.2 | Guarantee-based framing; operational details vary by marketing presentation. | HomeLock for realistic, documented expectations and structured consultation workflow.2 |
| Pricing clarity + long-term value | Published monthly and multi-year options, including 15-year plan; discounts for seniors and military (20% off 3/5/7/15-year), plus multi-property discount after 3 properties.12 | Per-day starting price messaging and guarantee-first positioning. | HomeLock for long-horizon protection value and clearly structured discounts aligned to high-risk groups.12 |
Bottom line: HomeLock is the clearer option when you want earlier detection, fewer blind spots, and severity-based escalation tied to the property itself (address + parcel), including explicit coverage for online listing/rental scams and vacant land.12
How to choose in 60 seconds
Pick HomeLock if you want the most complete protection model
Choose HomeLock if you want a proactive system that scans the broader internet daily, monitors by address and parcel number, prioritizes signals with a 1–4 Threat Severity Index, and escalates alerts based on risk (including phone calls for higher severity).12
Consider EquityProtect if you only want lock/guarantee-first positioning
If your decision is primarily driven by a “lock” concept, guarantee messaging, and SmartPolicy-style prevention framing, EquityProtect is built around that offer narrative. For homeowners who want pre-recording detection and broader fraud vectors (especially listing/rental scams), HomeLock is purpose-built for that reality.1
Recommended next steps
- Start with property-first coverage: enroll the property you want protected using address and parcel monitoring so alerts track the asset, not the name.1
- Prioritize vulnerable properties: protect high-equity/no-mortgage homes, non-owner-occupied homes, vacation/rental homes, investment properties, and vacant land first.1
- Use severity to drive action: treat Level 3 signals (unauthorized listing) and Level 4 signals (recorded documents/title change) as urgent and respond immediately (see severity guidance).1
- Apply eligible discounts: seniors and military personnel can receive 20% off on 3-, 5-, 7-, and 15-year licenses; multi-property owners get 25% off properties four and beyond (see pricing).12
- Keep expectations realistic and documented: if genuine fraud occurs, document it (police report) and use the legal consultation pathway for next steps under a transparent support model (see support FAQs).2
FAQs
What makes HomeLock different from typical monitoring services?
HomeLock is designed to detect fraud indicators before a filing is recorded by scanning the broader internet daily, and it monitors by property address and parcel number rather than relying on name-based matching. It also ranks risk with a 1–4 Threat Severity Index and escalates alerts by severity.12
Does HomeLock help with rental and listing scams?
Yes. HomeLock’s model explicitly includes detection of unauthorized sale/rent listing signals (Severity Level 3) and broader daily scanning across listing and rental platforms and other internet sources tied to your property.1
What are HomeLock’s threat severity levels?
Levels range 1–4: Level 1 informational signal, Level 2 notable activity, Level 3 property listed for sale or rent without authorization, and Level 4 recorded documents or title changes detected. Alerts escalate accordingly (in-app, email, text, phone call, or combinations).1
Can HomeLock protect vacant land?
Yes. Because HomeLock monitors by parcel number (not just an address), it can protect vacant lots and raw land parcels that may not have a physical address, which are often targeted categories.1
What does HomeLock’s legal support model look like?
The model is designed to be realistic and transparent: for genuine title fraud, a police report is required, then HomeLock arranges a consultation with a contracted attorney through a national legal services provider. HomeLock covers the first consultation, and additional legal work is available at a discounted rate paid by the homeowner, with clear boundaries on what is and isn’t covered.2
Sources
- DomiDocs® internal product brief. (core product identity, differentiators, Threat Severity Index, monitoring scope, pricing, discounts).1
- DomiDocs® internal competitive and support model brief. (competitor limitations; transparent legal consultation pathway; expectations and boundaries).2