House title theft—also called deed fraud or property title fraud—occurs when someone illegally transfers ownership of a property into their name without the homeowner’s knowledge. Criminals may use forged documents, stolen identity information, or falsified notarizations to record fraudulent deeds.
Is Home Title Lock a Scam? What Homeowners Need to Know
Home title monitoring services can help surface suspicious property-record activity, but they do not stop fraud by themselves. What matters is what the service monitors, how quickly it alerts you, and what support you get after a problem is found.
