Homeowner Education

The latest news, tips, and tricks for homeowners

Do you need title insurance on a new construction home?

If you’re getting a mortgage, you’ll almost always need a lender’s title insurance policy to close on a new construction home. Owner’s title insurance is usually optional, but many buyers still choose it because ā€œnewā€ construction can still have title risks tied to the land, paperwork, and unpaid contractor bills.

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What are the Signs of Home Title Theft?

The signs of home title theft are often subtle and discovered only after reviewing public records or receiving unexpected correspondence. Home title theft refers to unauthorized changes, filings, or claims involving a property’s title, which is the legal record establishing ownership rights.

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