Homeowner Education

Yes — certain types of liens give creditors the legal right to foreclose on your home. Learn which liens are most dangerous, how homeowners can be unaware of a lien, and how proactive title monitoring protects your property.

Learn what seller impersonation fraud is, how it works, the red flags to watch for, and how to protect your property from this growing real estate scam.

Homes owned free and clear — with no mortgage — face a hidden vulnerability that most homeowners never consider: they are prime targets for home title theft. Learn why the lender oversight gap puts mortgage-free homeowners at greater risk, and what you can do to protect your property.

Discovering that someone has fraudulently filed a deed on your property is a homeowner’s worst nightmare. This crime, often called deed fraud or home title theft, occurs when a criminal forges your signature on a deed, files it with the county, and effectively transfers your property’s title to their name without your knowledge.

An educational guide explaining whether homeowners really need home title protection, how title fraud works, what monitoring services do, and how to evaluate your risk.

The fraud triangle is a widely used model for understanding why fraud happens: it suggests fraud risk increases when pressure, opportunity, and rationalization overlap.

Learn the 4 P’s of spotting fraud: pretend, problem, pressure, and pay, plus practical ways homeowners can reduce risk and avoid common scams.

The 10-80-10 rule is a behavioral framework suggesting that a small minority will commit fraud whenever possible, most people are situational, and a small group will remain honest regardless of opportunity.