Rental Scam
A rental scam is a form of real estate fraud in which a criminal falsely advertises a property for rent or misrepresents their authority to
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A rental scam is a form of real estate fraud in which a criminal falsely advertises a property for rent or misrepresents their authority to
In real estate and homeownership, zero balance means that a financial obligation tied to a house or property has been fully paid off, leaving no
A Special Assessment is a charge imposed on property owners to fund a specific public improvement or service that benefits a defined area rather than
A Soft Inquiry is a review of a consumer’s credit information that does not affect credit scores and is not tied to an active request
The Prudent Investor Rule is a legal standard that requires a person managing assets on behalf of others to invest and manage those assets with
A Hard Inquiry is a formal review of an individual’s credit report conducted by a lender or creditor when evaluating an application for new credit. This
Full Recourse is a loan arrangement in which the borrower is personally liable for repayment of the debt, even if the collateral securing the loan
The Fair Credit Reporting Act is a federal law that regulates how consumer credit information is collected, used, shared, and corrected. It establishes rules for
A FICO Score is a numerical representation of a consumer’s credit risk, used by lenders to evaluate the likelihood that an individual will repay borrowed
An Excellent Credit Score is a high credit rating that reflects a strong history of responsible borrowing and repayment. It signals to lenders, landlords, and