Flood Elevation Certificate

An elevation certificate documents important features of your property, including its location, flood zone, building characteristics and, most importantly, the elevation of its lowest floor.

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Firm Panel

The Flood Insurance Rate Map (FIRM) is an official flood map used in National Flood Insurance.

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Endorsements

An insurance endorsement is an amendment or addition to an existing insurance contract which changes the terms or scope of the original policy. Endorsements may

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Disaster Loss

Disaster loss occurs when resident incur a loss in an area that the president has declared as a national disaster area. Phenomena including floods, earthquakes

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Declarations Page

A declarations page is the part of an insurance policy that identifies the people and property covered by the policy and the length of time

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Deductible

A deductible is the amount a person with insurance pays toward her claim before the insurance company pays the remainder.

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Covered Expenses

Covered expenses refer to what an insurance provider includes as part of its coverage. Every insurance provider outlines specific medical treatments, accidents or other occurrences

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Actual Cash Value

Actual cash value, commonly known by the acronym ACV, and also referred to as market value, is a term used in the insurance industry to

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4 Point Inspection

Four (4) point inspections are the tools that insurance underwriters and insurance companies use to determine risk. As you might have guessed, there are four

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