Debt to Equity Ratio
The Debt to Equity Ratio is a financial metric that compares the amount of borrowed obligations to the amount of ownership value held by an
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The Debt to Equity Ratio is a financial metric that compares the amount of borrowed obligations to the amount of ownership value held by an
The Debt to Income Ratio is a financial measure used by lenders to evaluate how much of a borrower’s gross monthly income is allocated to
A Conventional Mortgage is a home loan that is not insured or guaranteed by a federal government agency. Instead, it is offered by private lenders
The Combined Loan-to-Value Ratio is a financial metric used to measure the total amount of debt secured by a property compared to the property’s current
Collateral is an asset pledged by a borrower to secure a loan or financial obligation, giving the lender a form of protection if repayment terms
A Cash out Refinance is a mortgage transaction that replaces an existing home loan with a new, larger loan and provides the homeowner with cash
A Basis Point is a unit of measurement used in finance to describe very small changes in percentages, interest rates, yields, or other rates with
A Balloon Payment is a large, lump-sum amount due at the end of a loan term after a series of smaller, periodic payments have been
An Amortization Table is a detailed schedule that breaks down each payment on a loan over time, showing how much of each payment goes toward
An Alternative Mortgage is a home financing option that differs from traditional fixed-rate or standard adjustable-rate mortgage structures, often designed to address non-standard borrower needs,