Homeowner Education

The latest news, tips, and tricks for homeowners

Redlining

Redlining is a discriminatory practice in real estate and housing finance where services are denied, restricted, or made more costly based on the location of

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Recourse Loan

A Recourse Loan is a financing arrangement where the borrower is personally responsible for repayment beyond the value of the real property used as collateral.

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Reconveyance

Reconveyance is the legal process by which a lender releases its interest in real property after a secured obligation has been fully satisfied. In real

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Realtist

Realtist refers to a real estate professional who is a member of the National Association of Real Estate Brokers, an organization historically focused on promoting

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Rate Lock

A Rate Lock is an agreement between a borrower and a lender that holds a specific interest rate for a defined period during a residential

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Purchase-Money Mortgage

Purchase-Money Mortgage Purchase-Money Mortgage Definition In Residential Real Estate A Purchase-Money Mortgage is a financing arrangement used specifically to acquire real property, where the loan

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Promissory Note

Promissory Note Promissory Note Definition In Residential Real Estate A Promissory Note is a written legal instrument in which a borrower formally promises to repay

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Private Mortgage Insurance

Private Mortgage Insurance Private Mortgage Insurance Definition In Residential Real Estate Private Mortgage Insurance is a type of insurance coverage required in certain residential real

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