Homeowner Education

The latest news, tips, and tricks for homeowners

Clouded Title

Clouded Title A Clouded Title describes a situation in which the ownership of real property is unclear or disputed due to defects, claims, or inconsistencies

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Ghost Mortgage

Ghost Mortgage A Ghost Mortgage refers to a mortgage obligation that continues to exist legally even though the borrower believes it has been resolved, discharged,

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Zombie Mortgage

Zombie Mortgage A Zombie Mortgage refers to a previously defaulted or abandoned mortgage loan that unexpectedly resurfaces years later, often after the homeowner believed the

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Property Tax Appeals

Property Tax Appeals Property Tax Appeals refer to the formal process by which a property owner challenges the assessed value of real property for taxation

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Rental Scam

A rental scam is a form of real estate fraud in which a criminal falsely advertises a property for rent or misrepresents their authority to

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Mortgagee Clause

Mortgagee Clause A Mortgagee Clause is a provision commonly found in property insurance policies that protects the financial interest of a lender when real estate

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Mortgagee

Mortgagee A Mortgagee is the party in a real estate transaction that lends money to a borrower and receives a security interest in the property

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Mortgage Lender

A mortgage lender is a financial institution or qualified organization that provides funds to borrowers for the purpose of purchasing, refinancing, or otherwise securing real

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Grantee

Grantee Definition In Residential Real Estate A Grantee is the party that receives ownership rights to real property through a legally executed transfer. In residential

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Loan-to-Value Ratio

The Loan-to-Value Ratio (LTV) is a key financial metric used in real estate and mortgage lending to measure the relationship between the loan amount a

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