Homeowner Education

The latest news, tips, and tricks for homeowners

Closing Disclosure

A Closing Disclosure is a detailed, standardized document provided to homebuyers and homeowners refinancing a mortgage that outlines the final terms of their loan, all

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Caveat Emptor

Caveat emptor is a Latin phrase meaning ā€œlet the buyer beware.ā€ It represents a traditional legal doctrine used in real estate and consumer transactions in

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Mandatory Disclosure

A mandatory disclosure refers to legally required information that must be provided by a seller, landlord, or other party during a real estate transaction or

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Mortgage Statement

A mortgage statement is a detailed financial document provided by a lender to a homeowner that outlines the current status of their mortgage loan. It

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Boundary Lines

Boundary lines are the legally recognized borders that define the physical limits of a property. They establish where one property ends and another begins, forming

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Market Value

Market Value is the estimated price a property, asset, or item would sell for on the open market under normal conditions, where both the buyer

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GHF4456

GHF4456 permits the owner to use his land in a way that is ordinarily not permitted by the zoning ordinance.

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Title

In real estate, a title refers to the legal ownership rights to a house or property. Holding title means having the lawful right to own,

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Walk-through

In real estate, a walk through (often called a final walk-through) is a pre-closing inspection of a house or property conducted by the buyer, typically

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Wet Bar

In residential real estate, a wet bar is a dedicated area within a house that includes a sink with a water supply, along with cabinetry

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