What is the Cost of HomeLock in 2026?
A common question from homeowners considering title protection is, “What is the cost of HomeLock?” While specific pricing can change, HomeLock services are typically offered as a subscription, either with a monthly or an annual payment plan. This guide provides a general overview of the factors that influence the cost and how to think about the value.
Understanding the Subscription Model
The cost of HomeLock is for an ongoing monitoring service. This is different from title insurance, which is a one-time fee paid at closing. The subscription model covers the continuous, 24/7 scanning of your property records. Generally, paying for an annual subscription offers a better value than paying month-to-month.
Factors That Influence the Cost of HomeLock
Several factors can affect the pricing of a title monitoring service:
- Level of Service: Some companies offer different tiers of service, with higher-priced plans including more comprehensive restoration services or insurance coverage in case of fraud.
- Promotional Offers: Companies often run promotions or offer discounts for new members.
- Number of Properties: If you need to monitor more than one property, there may be different pricing structures.
Is the Cost of HomeLock a Good Value?
To determine if the cost is a good value, you must compare it to the potential cost of title fraud, which can easily run into the tens of thousands of dollars in legal fees. For a relatively small annual fee, you are placing a security alarm on your most valuable asset. For more comparisons, read our article on HomeLock vs. LifeLock. To research current trends in financial fraud, you can visit the Financial Crimes Enforcement Network (FinCEN).
HomeLock™ is the one Property Fraud Protection service that CAN notify you before, during, and immediately after fraud occurs. If more homeowners had HomeLock™, we wouldn’t see so many scammers like this husband and wife who have defrauded dozens of homeowners!
See how DomiDocs and HomeLock™ can protect your home in this Press Release! This layered approach protects both your legal ownership and your financial identity. For more information, read our article on how HomeLock™ can protect you from Title and Deed Fraud.