Homeowner Education

The latest news, tips, and tricks for homeowners

Credit Agreement

A Credit Agreement is a formal written contract that defines the terms under which one party extends credit to another. In residential property ownership, a

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Covenant Lite Loan

A Covenant Lite Loan is a type of loan agreement that includes fewer restrictive conditions placed on the borrower compared to traditional lending arrangements. In

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Cost Basis

Cost Basis is a foundational concept in residential property ownership because it represents the original financial value used to determine gain or loss when a

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Chapter 9

Chapter 9 is a section of federal bankruptcy law that applies to municipalities rather than to individual homeowners or private businesses. In the context of

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Chapter 11

Chapter 11 is a section of federal bankruptcy law that allows businesses and certain organizations to reorganize their financial obligations while continuing operations. In the

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Cash Flow

Cash Flow describes the movement of money into and out of a residential property over a defined period. In residential property ownership, Cash Flow reflects

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Capital Loss

Capital Loss refers to a financial loss that occurs when a residential property or a related capital asset is sold or transferred for less than

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Capital Improvement

Capital Improvement refers to a permanent enhancement made to a residential property that adds value, extends useful life, or adapts the property for a new

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Capital Gains

Capital Gains refers to the increase in value realized when a residential property or other capital asset is transferred for more than its adjusted value.

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Capital Asset

Capital Asset refers to property or property related interests held for long term use or value rather than for immediate consumption. In residential property ownership,

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