Homeowner Education

The latest news, tips, and tricks for homeowners

Variable-Rate Loan

A Variable-Rate Loan is a financing arrangement in which the interest rate applied to the outstanding balance can change over time based on a referenced

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VA Loan

A VA Loan is a mortgage program designed to help eligible military service members, veterans, and certain surviving spouses purchase, refinance, or retain a home

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Variable Rate

A Variable Rate is a pricing or interest structure that can change over time in response to an underlying benchmark, index, or market condition. Rather

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Unsecured Debt

Unsecured Debt refers to a financial obligation that is not backed by collateral such as real property, vehicles, or other tangible assets. The lender extends

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Unclassified Loan

An Unclassified Loan is a lending term used to describe a loan that has not been formally assigned to a specific risk category or performance

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USDA

USDA refers to a federal lending and development framework administered through programs designed to support housing access, community development, and economic stability in eligible areas.

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Truth in Lending Act

The Truth in Lending Act is a federal consumer protection law designed to promote transparency and fairness in lending by requiring clear disclosure of credit

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