How to Create a Digital Home Inventory (and Why You Need One)
Imagine the worst happens: a fire, flood, or burglary. After the initial shock, you face a daunting task: creating a list of every single item you owned for the insurance company. What was the model number of your TV? How much did you pay for that sofa? Trying to remember these details from memory is nearly impossible.
This is why a digital home inventory is one of the most important things you can do to protect yourself financially.
Why You Absolutely Need a Home Inventory
- It provides proof of ownership. It’s your evidence to the insurance company of what you owned.
- It speeds up the claims process. A detailed list allows an adjuster to process your claim much faster.
- It ensures you get a fair settlement. You are less likely to forget items, ensuring you are reimbursed for everything you lost.
How to Create Your Digital Home Inventory: A Step-by-Step Guide
Step 1: Choose Your Tool
While you can use a spreadsheet, a dedicated home inventory app is far more efficient.
Step 2: Go Room by Room
Start in one room and be methodical. Open every closet, cabinet, and drawer.
Step 3: Take Photos and Videos
Take overview shots of each room and individual photos of valuable items like electronics and furniture.
Step 4: Document Key Details
For each valuable item, capture as much information as you can: a description, serial number, purchase date, price, and a scanned copy of the receipt.
Step 5: Store it Securely Off-Site
Your inventory is useless if it’s destroyed in the same disaster as your home. It must be stored in the cloud or on a secure, off-site platform.
Why DomiDocs is the Best Choice for Your Home Inventory
DomiDocs was designed to make this entire process simple, secure, and powerful.
1. A Purpose-Built Tool
Our home inventory feature guides you through the process room by room. You can easily upload photos, add details, and scan receipts directly from your phone.
2. Securely Stored in Your Vault
Your completed inventory is stored in your bank-level secure DomiDocs vault. This ensures it is safe from the very disasters you’re protecting against and is accessible to you 24/7 from any device.
3. Integrated with Your Insurance Policy
In DomiDocs, your home inventory lives right alongside your homeowner’s insurance policy. When you need to make a claim, you have your policy details, your agent’s contact information, and your complete proof of loss organized and ready to go. This integration turns a stressful process into a streamlined one.
HomeLock™ is the one Property Fraud Protection service that CAN notify you before, during, and immediately after fraud occurs. If more homeowners had HomeLock™, we wouldn’t see so many scammers like this husband and wife who have defrauded dozens of homeowners!
See how DomiDocs and HomeLock™ can protect your home in this Press Release! This layered approach protects both your legal ownership and your financial identity. For more information, read our article on how HomeLock™ can protect you from Title and Deed Fraud.