How Much Does Home Title Protection Cost in 2025?
If you’re considering adding a layer of security for your property, a primary question is, “How much does home title protection cost?” In 2025, these services are typically offered as a subscription, providing ongoing monitoring for a recurring fee. The cost is generally affordable, especially when compared to the potential financial devastation of deed fraud.
This guide provides a general overview of the pricing you can expect and the factors that influence the cost.
The Subscription Model Explained
Unlike title insurance, which is a one-time fee paid at closing, home title protection is an ongoing service. The subscription fee covers the company’s continuous 24/7 scanning of public property records across the country. The typical cost for home title protection is billed in one of two ways:
- Monthly Subscription: This is often a slightly higher price but offers more flexibility.
- Annual Subscription: This usually provides the best value, offering a discount compared to the month-to-month price.
Typical Price Range in 2025
While prices vary between providers, you can generally expect the cost of home title protection to be in the range of $15 to $20 per month for a single property. Annual plans often bring that effective monthly cost down, typically ranging from about $150 to $200 per year.
Factors That Affect the Cost
Several factors can influence the final price:
- Number of Properties: If you need to monitor multiple properties, most companies require a separate subscription for each.
- Level of Restoration Services: Some premium plans may include higher limits on insurance or legal support provided to help you recover your title if fraud occurs.
- Promotional Offers: Companies frequently offer discounts for new customers, especially for the first year of service.
Is the Cost Worth It?
To evaluate the cost, you must compare it to the risk. The potential loss from a single instance of deed fraud can easily reach into the hundreds of thousands of dollars, not to mention the legal fees required to restore your title. When viewed this way, an annual fee of under $200 is a very modest investment to place a security alarm on your most valuable asset. For more on this, see our article Is Home Title Protection Really Necessary?. For information on current financial crime trends, you can visit the Financial Crimes Enforcement Network (FinCEN).
HomeLock™ is the one Property Fraud Protection service that CAN notify you before, during, and immediately after fraud occurs. If more homeowners had HomeLock™, we wouldn’t see so many scammers like this husband and wife who have defrauded dozens of homeowners!
See how DomiDocs and HomeLock™ can protect your home in this Press Release! This layered approach protects both your legal ownership and your financial identity. For more information, read our article on how HomeLock™ can protect you from Title and Deed Fraud.